OUR FREQUENTLY ASKED QUESTIONS

FROM OUR CUSTOMERS

What Is A Car Title Loan?

A car title loan, also known as an auto title loan or a pink slip loan, is a short term personal loan that is taken against the car’s equity value. When you get your vehicle appraised, you’ll find out how much you vehicle is worth at its current market value. The amount will then tell you how large of a loan you can take out on your car. When you bring in your car title for a title loan, our company arranges a lien on your automobile while you continue to drive it. Once your loan is paid in full, you own your motor vehicle in full once more, so we return the title back to you.

How Does Someone Qualify?

  • Vehicle requires a wholesale minimum value of $2500.00.
  • Vehicle must be newer than 1999.
  • Loan applicant has to be at least eighteen years of age

What is Needed to Apply for a Car Title Loan?

  • Vehicle Title (Proof of Ownership)
  • Proof Income and Residency
  • Driver’s License or Identification
  • Proof of Insurance policy

How Much Money Can I Get?

What About Low Credit Scores or Bankruptcy?

The amount you can get for your loan depends on the market value of your car. Your loan amount can vary according to your model, year, and mileage as well as the condition of your car. If you call us at 949-514-8029, our loan officers will be able to give you a quick quote for your loan amount over the telephone. Feel free to give us a call at 949-514-8029.

Neither bankruptcy nor a low credit score will disqualify you from a title loan. Don’t let a bad credit score deter you from seeking the help you need with us. Although the banks will turn you down because of a bad credit score or poor payment history, Mission Viejo Title Loans does not put very much weight on your credit score or financial history. This allows us to be more accessible to those who are in the down and out. Mission Viejo Title Loans cares about helping those who are unable to secure a loan from typical lenders. Therefore we try to make the process as simple, easy, and convenient as possible. We are able to help you get the cash you need with a car title loan.

For How Long Is The Period Of Your Loan?

The time period of your title loan will differ and will depend on the repayment plan you set up. A handful of valued clients may want to pay off that loan in a year whilst others would like to pay it back over the course of several years. We offer a flexible payment plan that works according to your ability to pay. No need to worry about any balloon payments. We’ll make sure that our installment payment plans are suitable for your financial circumstance.

APPLY NOW AND GET CASH TODAY